Divorced doesn’t have to mean uninsured


Health insurance available through New York State

by Maren Cardillo Elbaum, JD

Many people in the process of going through a divorce are rightfully concerned about the loss of their health insurance coverage. In truth, couples often elect to remain separated rather than completing their divorce, so both spouse’s health insurance remains intact (which is usually permitted following separation, but not following divorce).

There is another option. If you lose your health coverage as a result of divorce, you may be eligible for low-cost coverage through New York State of Health.

Although the enrollment period for medical insurance has ended, New York State considers divorce a “qualifying event,” meaning that getting divorced qualifies you to enroll, provided you do so within 60 days after your divorce has been finalized.

For additional information, call the New York State of Health help line at 855-355-5777, visit nystateofhealth.ny.gov or click on the Special Enrollment Periods Fact Sheet above.


Maren Headshot 2015 bwMaren Cardillo Elbaum, JD, has been practicing for a decade, exclusively as an attorney-mediator at Divorce Mediation Professionals. She received training in divorce mediation at the Ackerman Institute for the Family in New York City. Maren dedicates her entire practice to helping couples find constructive resolutions for all of the issues pertaining to their separation and divorce and provides all related legal services.


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